Whitepapers

Open banking and cloud technology are very closely entwined. Their growth will inevitably progress in parallel. Banks that wish to capitalise on the open banking opportunity will adopt strategic cloud solutions and as open banking develops, cloud technology will move from useful to essential. This paper examines open banking as a catalyst of... read more

Over the past decade, a wave of new digital banks like Kakao Bank, Monzo, N26, Nubank, Revolut, and Tinkoff have launched, competing to win customers with better digital customer experiences than established banks. These digital banks have embraced mobile to create differentiation, using digital touchpoints to offer simple, convenient, and more... read more

The payments industry is undergoing significant change. Payment systems, service providers, and banks must be instant, operate 24/7, and leverage insights from data that would have been unthinkable a decade ago. New players are collaborating and competing with traditional financial institutions. read more

Open banking and evolving treasury technologies are transforming the corporate sector, leading to financial services providers needing to evaluate the role they want to play in the digital ecosystem as business models change. read more

This white paper, "Three Technologies Increasing the Speed of Treasury", takes a look at 3 emerging technologies that are evolving the treasury industry. read more

This year, in partnership with Bobsguide, Inforalgo conducted a survey to find out the key compliance burdens facing market participants within some of the most prominent regulatory regimes, and how they’re dealing with them. Some clear trends have surfaced in our research, so download the report today to read more. read more

A Fraud Implications infopaper. How is Open Banking and PSD2 changing criminal, merchant and customer behaviour? Fraudsters thrive in disjointed, siloed environments, and Strong Customer Authentication (SCA) plays a pivotal role in confounding their efforts. Yet it has also caused member states last-minute jitters as they move to implement the... read more

Mind the gap: Building effective working relationships between corporates and banks read more

A worldwide survey of banking leaders carried out in partnership with EFMA provides a clearer picture of the needs and motivations for banks, what the cloud offers and some candid advice to those on a mission to move to the cloud. read more