Wholesale / Commercial Banking Systems Insights

By Ramanan Seshadri, head of European Operations, Hexaware Technologies Payment solutions have reached a significant crossroads where existing infrastructure and requirements are under intense review. Banks and payment processors are faced with a perfect storm of issues that are large, complex and extremely dynamic. Banks and payment... read more

By Tony Virdi,vice-president and head of banking and financial services practice, CognizantTony Virdi, vice-president and head of Cognizant’s banking and financial services practice for the UK and Ireland, discusses the changing face of the payments industryThe last fifty years have seen a vast change in the way that payments are undertaken. At a... read more

By Selwyn Blair-Ford, head of global regulatory policy, Wolters Kluwer Financial ServicesOver the last few years measures have been proposed and debated at length by regulators, bankers, politicians and others in order to address the issues raised by the financial crisis. As the organisation responsible for providing a supranational framework for... read more

By Sascha Breite, head of the e-commerce competence centre, SIX Card SolutionsIn the past few years, payment fraud levels have on the whole been decreasing thanks to industry wide efforts to combat this criminal activity. However, the recent actions of hacking groups Lulz Security and Anonymous have put the threat of card-not-present (CNP) fraud... read more

By Rob Greenslade, director at Centralis With a number of commercial and technology factors driving desktop migration and transformation, intelligent finance can enable businesses to benefit now and pay later for an enhanced IT service delivery.Many businesses are currently looking to refresh or transform their desktop environment by adopting... read more

The mobile phone is technology that most of us could not afford to live without. These devices have become so important to everyday life, you could almost see them as a limb in their own right, albeit one made out of plastic and wires. In an age where mobile gadgets and technology are increasingly shaping our personal lives, it’s unsurprising... read more

By Diarmuid Mallon, Senior Product Marketing Manager, mCommerce, Sybase 365Ask a hundred people for the definition of mobile commerce, and you’ll get a hundred answers. Just in this mobile commerce guide alone, you can see that each author has a particular emphasis or take on what is a mobile commerce service.So for the sake of clarity, here is... read more

By Andrew Mikesell, mCommerce product director, Sybase, an SAP CompanyMobile banking introduces new ways to interact with customers, add revenue and enhance customer relationships. Start planning now to extend your market reach. mCommerce services and mobility have the potential to significantly improve both business customer and consumer... read more

By Adrian Stafford-Jones, managing director, Albany Software, David Sear, global managing director, Travelex Global Business PaymentsOver the past decade the payments landscape in the UK has changed dramatically. From the speed, efficiency and effectiveness of Bacs payments to the explosive growth of the internet and online communities, companies... read more

By Vinod Jain, managing consultant, HeadstrongCaeson Potter, technical manager, HeadstrongThis paper seeks to highlight and address the various dynamics in payment processing for over the counter (OTC) derivatives trades. Introduction:Payment processing is a critical function within the lifecycle of OTC trades. The majority of trades in the $465... read more