Wholesale / Commercial Banking Systems Insights
16th May 2012
By Pat Carroll, chief executive,ValidSoft
As often happens at the turn of the year, as I was thinking about the different types of security breaches that had taken place in 2011 and about the fraud vectors that I thought might be important to keep an eye on in 2012. Along with a focus on the security of the mobile channel as m-banking and... read more
1st May 2012
By Andrew Deichler, reporting for the Association for Financial Professionals (AFP) and bobsguide
Thousands of payments professionals gathered in Baltimore, US, on Monday 30 April for the start of the NACHA Payments 2012 three-day conference. The three main themes of this year's gathering, which attracted in excess of 2,500 attendees,... read more
11th April 2012
By Wil Cunningham, head of WilPower IT Consulting. An ex-RBS senior IT manager and now a contractor with Lloyds Banking Group and other banks.
Wil Cunningham, an independent technology consultant who oversaw RBS’s Data Centre Optimisation (EDCO) programme in Scotland and has spent the last two years as a senior contractor working on... read more
2nd April 2012
By Fabian Samaniego, a senior consultant to TCS Financial Solutions and ex-COO of HSBC Brokerage and managing director of global operations at ICM Capital Markets (additional contributors: Danny Garcia and Gary Schwartzberg)
The current post-crash landscape in the financial services industry is driving broker-dealers to evolve at a much... read more
26th March 2012
The inaugural Mobey Day, organised by the bank-led Mobey Forum industry association, which also includes handset manufacturers, vendors and others, was held at CosmoCaixa in Barcelona on 21 March where more than 250 senior level technologists and industry players attempted to map out the future of mobile financial services.
Ron van Wezel,... read more
26th March 2012
The majority of banking will eventually be done on the mobile channel, believes David Urbano director of mobile and social media, at La Caixa bank in Spain, and the shift is already underway he told Neil Ainger at the recent Mobey Day event in Barcelona on 21 March at CosmoCaxia.
The day when we see the majority of banking being done on the... read more
15th March 2012
By Paul Skeldon, reporting for bobsguide
Banking – and more specifically payments – set this year’s Mobile World Congress, the annual mobile industry jamboree held in Barcelona, on fire. Quite literally. Protesters and students aggrieved at the lack of money and bad economic situation in Spain targeted the event at... read more
12th March 2012
By Marcus Hughes, business development director at Bottomline Technologies
Implementing a comprehensive Cash Lifecycle Management (CLM) procedure, backed by effective technology and SWIFT connectivity, can help corporations overcome the threat of a second credit crunch.
The scars left behind by the 2008 credit crunch and resulting... read more
5th March 2012
By Mark Dunleavy, Managing Director, UK, Informatica
A recent report from the Financial Ombudsman Service (FOS) showed that UK retail banks are still struggling to manage payment protection insurance (PPI) mis-selling cases, with 3,000 fresh compensation cases every week. The latest complaints figures against UK banks also show that PPI... read more
23rd February 2012
A raft of recent mobile technology announcements, from RBS’ new business banking app; to Telefonica Digital and Sybase’s m-wallet, aping Google’s virtual wallet launch last year; through to Barclays Pingit app allowing retail bank customers to send money with just mobile phone numbers, all show that the mobile financial... read more