Wholesale / Commercial Banking Systems Insights

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SA-CCR (Basel IV): a new approach for counterparty credit risk

15th November 2019

Post global financial crisis (2008-09), multiple financial institutions and broad range of stakeholders raised a concern and discomfort with the institutions calculated and reported risk-weighted assets (RWA) and capital ratios. This results in analysis performed by multiple committees and agencies which indicated the material variability in the... read more
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Report: Doubt over capital impact of FRTB’s IMA

14th November 2019

Company: bobsguide
The capital impact of the Basel Committee on Banking Supervision (BCBS)’s Fundamental review of the trading book (FRTB) is still being debated by the industry, according to several bankers, and market participants. As part of the Basel III reforms, banks must choose whether to calculate their market risk capital requirements using the... read more
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Buyers’ brief: Banks innovate with corporate venture capital

13th November 2019

Company: bobsguide
A relatively new development is the recent growth in corporate venture capital (CVC) spending. Corporates interest in start-ups and, consequently, their involvement in both early and later-stage deals continues to rise. According to data from Pitchbook, CVC in the US accounted for $71bn of the total $135bn in overall venture capital investment... read more
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SocGen’s Loo: Fintech independence important

8th November 2019

Company: bobsguide
Fintechs involved in accelerators need to keep their independence to drive innovation, according to the deputy head of sales for global markets at Societe Generale.  “We think that it is important for the fintech to keep their agility, their independence .We are happy to accompany them, to make them grow but we don’t necessarily... read more
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PayPal CEO: Parts of capitalism are broken

28th October 2019

Company: bobsguide
Problems sit at the core of modern day market dynamics, according to Dan Schulman, president and CEO of PayPal. “It is broken in certain areas… When I look inside PayPal. As a Silicon Valley company we pay very well. We pay very competitively. We look at every single location, every single job title, and we pay either at or above... read more
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Embracing monolith modernisation

21st October 2019

Company: GFT
Technology in banking has moved out of the back office and is now central to all that a bank does. In the digital age, technology enables a good customer experience that is fundamental to banking success. But many banks find themselves hamstrung by the technology that made them successful. Why? Many banks are grappling with monolithic technology... read more
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How Canary Wharf almost became a ‘yuppie tombstone’ - a lesson to be learned when modernising your treasury systems

14th October 2019

In 1987, the then UK Prime Minister Margaret Thatcher telephoned Canadian property developer Paul Reichman asking him to develop London’s derelict docklands into a glittering new financial centre. The urban myth is that Reichman, who already boasted similar successes in New York and elsewhere, looked at a small-scale map of London and deduced... read more
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No commercial use for blockchain, say banks

9th October 2019

Company: bobsguide
Challenges around scalability and cost pressures have resulted in an inability to create a viable commercial use case for blockchain technology, according to two bankers. “We know that blockchain does suffer from scalability issues, which is one of the challenges,” said Rob Scott, managing director and senior banker at... read more
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Deutsche Bank’s Maley: Banks let fintech take market share

8th October 2019

Company: bobsguide
Banks have allowed fintechs to take a large portion of market share, according to Paul Maley, managing director, head of corporate bank UK and Ireland at Deutsche Bank “[Banks] have as a community allowed the fintech and certain providers to actually take away a lot of market share, a lot of access to clients, and therefore, a lot of... read more
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Hurdles in real-time payments despite accelerated uptake

3rd October 2019

Company: bobsguide
Adoption of real-time payments has been picking up recently, according to a recent report by FIS, but not without barriers. Research by the payments giant suggests retailers and fintechs are embracing open payment initiatives, with firms such as Amazon, Facebook, Alipay, Tencent (WeChat), Baidu and Google expanding their presence in real-time... read more