Wholesale / Commercial Banking Systems Insights
2nd March 2021
Over the last 12 months we’ve seen one of the biggest shifts in decades in financial technology – with banks accelerating the transition of their operations to the cloud. The benefits are clear: a cloud-based approach provides easy access to innovation, helps banks deliver more relevant customer experiences, and... read more
2nd March 2021
Reaction to the long-awaited Kalifa Review of UK Fintech by the fintech community has been broadly positive. But the industry’s attention now turns to the UK government and how it will implement the raft of recommendations made in the report.
Published on February 26, on the eve of the Budget, the Kalifa Review sets out five key areas... read more
26th January 2021
Unreliable payment rails still pose a challenge for third party providers, according to Luke Massie, CEO of VibePay.
Problems with the technical infrastructure of open banking is experienced “most weeks”, says Massie.
The instability of the APIs creates friction, impacting negatively on consumers’ payment process. “If... read more
26th January 2021
Each year, we ask the market to vote for those fintechs they believe stand out from the competition – those who have gone the extra mile in terms of development and servicing their clients. As well as sector specific categories, we ask the market to suggest those organisations that have demonstrated business attributes that have set them... read more
25th January 2021
With much of Europe and other global jurisdictions returning to yet another lockdown, we can be reasonably confident that markets will cope well this time around. The second lockdown coincided with the traditional end of the budgeting season and led to many firms shifting their priorities towards working from home and remote trading. This lockdown... read more
18th January 2021
It's with great pleasure that we announce the 2020 bobsguide Awards.
Given the levels of fluidity in markets and the increased rate of innovation required of the fintech community last year, the judges delayed many of the assessments as late as possible. Here, we have a comprehensive list of those organisations that... read more
21st December 2020
Starling Bank’s latest partnership is a “completely different vertical for us”, says Gareth Towler the bank’s marketplace product analyst.
The challenger bank recently added PayPal’s iZettle to its Business Marketplace as part of its new strategy for deeper integrations.
“From a marketplace perspective,... read more
18th December 2020
If we’ve learned anything from 2020, apart from how to bake the perfect sourdough loaf, it’s how to do things differently. Not many of us are where we thought we’d be at the beginning of this tumultuous year. Targets have been thrown out of the windows and KPIs ripped up like yesterday’s chip paper.
Shopping habits... read more
17th December 2020
Banks have struggled this year with increased fraud, the uncertain outcome of Brexit, pandemic dislocations as well as the long term trade frictions with China. This has pushed risk mitigation very high up on the agenda especially when it comes to cross-border trade transactions.
Even before the coronavirus struck, a handful of well-known banks... read more