Treasury Management Systems Insights

Heavy regulation in an industry is usually synonymous with a large body of standards expected of its participants. Aviation, for instance, is loaded with rules and regulations on everything from cabin lighting to the number of flight hours permitted between engine overhauls. Partly as a response, virtually every facet of the industry –... read more

Remittances to Latin America are big business. According to research by The Dialogue, the value of remittances to 17 countries in the region grew by over 8% from 2016 to 2017, reaching over $75bn. This increase far exceeds the World Bank’s forecasted 1.2% economic growth for the entire region and, in terms of scale, remittance growth was... read more

The recent CIO Survey by Couchbase, the innovative NoSQL database company, found that financial services spent twice the industry average spend on digital transformation in the last 12 months, or $42m compared to the average $24m. The reason may be that financial services CIOs are investing in the wrong things, according to Jes Breslaw, Director... read more

Downside protection from interest rates and foreign exchange used to be the core focus of treasury departments, but they have increased their presence at the corporate bargaining table – they too, are profit centres. The demands of corporate treasury have now intensified with the digitisation of reporting tools, forecasting and risk analysis.... read more

In my previous article, I tried to answer the fundamental question of why anyone would need a token. Today, we know we need it in order to keep our money safe. It is a good time to reflect on some token-related problems and try to come up with a solution. We will address those problems both from the production and usage sides, which,... read more

Artificial Intelligence is advancing at an exponential rate across the globe. In the UK, a Government Industrial Strategy is now in place to ensure its success and China’s government has recently revealed a plan committing the country to becoming the world’s dominant player in AI by 2030. Earlier this month, the Bank of... read more

Renewed regulation and technological disruption in other areas of financial services are pushing the asset management community towards a critical point. To survive, the community needs to attract the best and brightest fintech talent to solve its very real and very pressing challenges. In response to this changing market, the Investment... read more

According to the World Bank, almost 2.5 billion people in the world have no access to banking infrastructure, with an estimated 1.1 billion people unable to prove their identity – one in every seven individuals. These issues resonate in sub-Saharan Africa, where just four years ago, 66% of the population didn’t have a bank account. ... read more

Amazon has been sitting pretty as the undisputed global king of ecommerce for more than two decades, and the multinational’s bold move into the payments sector has been relatively smooth. Since its quiet launch in 2014, the Amazon Pay mobile wallet has established itself as a strong and reliable competitor in the mobile payments space. ... read more

Although the technology is in its infancy, financial services are now experimenting with use cases for quantum computers. While the systems are expensive, few and far between, and much of the technology is still at experimental phase, organisations in financial markets are finding ways of getting ahead of the competition. “A lot of... read more