Treasury Management Systems Insights

The Securities and Exchange Commission’s (SEC) latest charges against Ripple Labs Inc shows the regulator’s ambition to further supervise ongoing developments in the crypto space. But while increased regulation is expected following cryptocurrencies’ recent developments, the SEC’s latest move is an attempt to curb... read more

It is set to be a transformative year for payments say those in the industry. The pandemic will continue to have a huge impact, particularly in digital payments and open banking. While digital payments have grown over the past few years, they became an essential, as merchants and consumers reacted to the crisis. According to Visa, 77... read more

Starling Bank’s latest partnership is a “completely different vertical for us”, says Gareth Towler the bank’s marketplace product analyst. The challenger bank recently added PayPal’s iZettle to its Business Marketplace as part of its new strategy for deeper integrations. “From a marketplace perspective,... read more

As the fintech sector grows almost exponentially, so commensurately do the risks. The pandemic has created new threats, mainly through home working, but others have been mounting steadily for years such as Brexit, tougher regulation, cyber attacks and relentless competition in a sector that is by its nature turbulent.   The most immediate... read more

Banks have struggled this year with increased fraud, the uncertain outcome of Brexit, pandemic dislocations as well as the long term trade frictions with China. This has pushed risk mitigation very high up on the agenda especially when it comes to cross-border trade transactions. Even before the coronavirus struck, a handful of well-known banks... read more

Thanks to beefed-up, post-financial crisis reserves and generous government support, the European banking industry has proved resilient so far throughout the pandemic-triggered economic wreckage. But a bout of consolidation probably lies ahead, in part because of competition from fintech for lower-cost digital distribution channels. ... read more

A no-deal Brexit or a failure to produce close regulatory alignment in the financial services sector will be an “absolute nightmare” for fintechs, according to James Lynn, co-founder at London-based fintech, Currensea. Lynn says that a no-deal scenario, alongside no equivalence arrangements will make innovation and growth in the... read more

As the payments landscape continues to reshape during the pandemic, banks and PSPs are reviewing the situation as matters unfold into the new year. Questions are being asked and decisions are now required on everything from instant payments to ISO 20022, to intraday liquidity management and stress testing. Naturally, tech will play a major... read more

It’s been a hugely challenging year for the banking sector. Companies have had to think on their feet and, in most cases, quickly leverage new technology to ensure they are able to continue offering their products and services. One of the biggest changes to come from the coronavirus pandemic is the effect it’s had on consumers’... read more

The current epidemiological situation has become a driving force for many customers to change their buying habits. Also in the case of insurance: those who buy policies increasingly want to do it online. According to the Capgemini report, as many as 75 percent of the insurance company's customers worldwide would change their insurer if the... read more