Retail Banking Systems Insights


Goldman’s US head of liquidity solutions: 2018 has been good for treasurers

6th November 2018

Company: bobsguide
This year has been the best environment for treasurers in the US since the global financial crisis, according to Dave Fishman, managing director and head of liquidity solutions, US, Goldman Sachs. “[Post-financial crisis] this is the first time that you’ve been able to achieve on cash a return greater than the inflation rate. An... read more

Treasury management does not need “bells and whistles”

6th November 2018

Company: bobsguide
The software market serving treasury managers requires fundamental change rather than many “flashy” offerings currently being provided by fintech players, according to Phil Beck, head of treasury management at Capital One – the US based banking and finance institution. “A lot of the fintech stuff I see out there is a lot... read more

FCA data underlines need for flexible resourcing

6th November 2018

Company: bobsguide
For those who’ve seen it, complaints data published by the FCA for H1 2018 doesn’t make pleasant reading for banks and other financial providers. The total number of complaints reached a record level of 4.13 million, a 10% increase on the previous six months. This was the fourth successive half year increase. Once again, PPI was a... read more

UK banking payments report: The race to become Open Banking ecosystem orchestrator

5th November 2018

Company: bobsguide
“Payments is now a new battleground,” says John Hutton, director of payments at Nationwide, “particularly with Open Banking and the adoption of Third Party Providers (TPPs) and Payment Initiation Service Providers (PISPs). Through that ecosystem a TPP can start to manage on behalf of a customer.”   If the convergence... read more

Payments outages suggest retail value chain must be reassessed

1st November 2018

Company: bobsguide
Thousands of UK businesses were unable to process payments because of a network outage at the beginning of the week, with reports suggesting Worldpay encountered a temporary fault.   Such an incident illustrates how vendors and their partners must continually assess their infrastructure, says Dr Yannis Larios, Business Development Director... read more

Seizing the Apac corporate banking opportunity

31st October 2018

Company: Finastra
There is no doubt that the Asia Pacific (Apac) region now dominates the global banking landscape, with 43% of total global bank profits generated in the geography. It’s also a highly competitive segment of the corporate banking sector, with the largest corporate clients in APAC often working with 20 or more banks. For banks able to deliver... read more

Marketing savvy digital challengers segment banking

30th October 2018

Company: bobsguide
There is satisfaction in swiping a flashy, eye-catching credit card to purchase goods. One of the first to break into mainstream usage, digital challenger banks have followed Monzo’s neon-coloured cards. The distinctive cards have come to symbolise those who are ‘in-the-know’ within social networks, privileged access, and low... read more

Looking ahead: Consumer and bank evolution by 2025

29th October 2018

Company: Feedzai
Bank leaders know that banking next year will look different than banking today. But banking seven years in the future is a downright alarming thought. Still, while it’s tough to maintain a strategic outlook when rapid changes are happening right now, it’s important to remain forward looking. With that in mind, let’s explore a... read more

Ignore the Nasdaq: confidence high in fintech

29th October 2018

Company: bobsguide
“I’m not worried about the recent blips,” said an investment banker who asked not to be named, on the sidelines of last week’s Money20/20, in Las Vegas, when asked about the recent market tremors that have hit some of the larger US tech firms. “I ignore these stutters in the market unless I can find a single,... read more

Cash forecasting challenges: increasing accounts receivable forecasting accuracy

26th October 2018

Company: CashAnalytics
Following on from our recent article on overcoming cash forecasting challenges, this piece focuses on the area that is often the most challenging, accounts receivable forecasting. For large corporates, forecasting accounts receivables is particularly challenging as the forecast figure is consolidated from a wide variety of inputs. In... read more