Infrastructure Insights

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Barclaycard's Kerigan: Retailers hesitant to embrace Open Banking opportunities

28th November 2018

Company: bobsguide
Retailers are showing signs of reluctance to the payment innovations enabled by Open Banking according to Nick Kerigan, managing director of future payments, Barclaycard. “I think they [retailers] are being cautious and prudent in the sense that they want to explore the benefits, but they also have clear incumbent payment methods, which... read more
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Challenger account holders seek budgeting assistance

28th November 2018

Company: bobsguide
Challenger bank account holders are looking elsewhere for budgeting assistance according to Steve Tigar, CEO of the free online budgeting app, Money Dashboard. Speaking at a conference this week in central London, Tigar said Money Dashboards most engaged users of the budgeting service are Starling and Monzo account holders.  “If... read more
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Mastercard’s Wadsworth: Who will end up holding the Open Banking baby?

26th November 2018

Company: bobsguide
Questions around accountability should problem occurs around Open Banking relationships were raised by Jim Wadsworth, UK product director at Mastercard, at a retail banking conference in London this week. “This is different to the Facebook or Twitter world. If Twitter goes down for half an hour nobody really cares, but if someone has... read more
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The AI workhorse: demystifying RPA | podcast

26th November 2018

Company: bobsguide
The story of automation in financial services is one told with heavy hype. Reportedly driver technologies of the fourth industrial revolution, the buzzwords artificial intelligence, machine learning and robotic process automation (RPA) have seen an explosion in growth and investment, according to Guy Kirkwood of automation specialists,... read more
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Post-Brexit software support required for SMEs

23rd November 2018

Company: bobsguide
Small businesses are still struggling to figure out the implications of Brexit and will have a “desperate need for support”, says Pamela Novoa Ralli Sage’s vice president, product. “We fundamentally believe that Brexit will have an impact on our customers, probably much bigger than the impact something like GDPR had.... read more
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Open Banking: infrastructure firms “invisible” as incumbents’ appetite varies

20th November 2018

Company: bobsguide
"Critical" work conducted by infrastructure organisations – which provide aggregating services for Open Banking protocols – is being overlooked, says Iain McDougall, Stripe’s UK & Ireland country manager. It comes at a time when parts of the banking community have reacted differently to Europe’s Payments... read more
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Capital markets participants look for fintech assistance

19th November 2018

According to a PwC report, 86% of banking and capital markets CEOs indicated that over regulation is their top concern, with the speed of technological change came a close second at 85%. A poll of the bobsguide audience conducted during a recent webinar, suggested many firms are looking to external service providers... read more
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Google IPs redirected: Williams highlights risks of cloud for financial services

19th November 2018

Company: bobsguide
On November 12, a prefix leak resulted in Google’s IP addresses being redirected to ChinaTel, according to a bobsguide source. “While this is a redirection of IP addresses of Google’s data for search and cloud services, it would have been a different story if it had affected financial companies and particularly trades which are... read more
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Outmuscling Stripe, PayPal and Adyen: new attitude vital for banks

19th November 2018

Company: TAS Group
The race to market domination is well and truly underway as fintechs rub elbows with established banks in the payments space. And the ideal conditions for fintechs seem to be converging to label 2019 a make or break year for the banks. From the regulators, a year on from PSD2, fintechs are now able to combine more and more insights from... read more
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Feedzai’s Bizzaro: regulation a challenge for cybersecurity providers

19th November 2018

Company: bobsguide
The need to anonymize certain data because of regulations is providing an added challenge for cybersecurity providers, says Pedro Bizzaro, co-founder and chief science officer at Feedzai. “In some cases, when you have to anonymize let's say the name or the address of something, obviously if you are anonymising then there are some... read more