Industry Advocates Insights


Wealth managers face “digital emergency”

18th October 2018

Company: bobsguide
The wealth management industry is struggling with a changing customer demographic in which a new generation of tech-savvy clients have higher expectations of the products and services they receive. That’s according to Gautam Samanta, global head of BFS at NIIT Technologies, the global IT solutions provider.  “The... read more

World's first cross-border, open-architecture platform to improve financial inclusion

26th September 2018

Company: bobsguide
Regulatory sandboxes have gained a phenomenal amount of traction in recent years as a dynamic staging ground fintechs can use to collaborate with government agencies and develop new technologies they wish to bring to market. From the Monetary Authority of Singapore and the Bank of Thailand, to the Reserve Bank of India and even the US... read more

Banking innovation: incumbents hit back at challengers

20th September 2018

Company: bobsguide
Speaking at the Global Digital Banking Conference, Ruchir Rodrigues, managing director of digital banking at Barclays, took to the stage to deliver a presentation that the agenda described as ‘Digital Banking: Imagination to Execution’. “At Barclays the whole bank is digital,” he began, “you could say we’re... read more

Regtech sandboxes: who's helping the market?

8th August 2018

Company: bobsguide
Innovative fintech products are fast-becoming the lifeblood of global economic prosperity. Fresh and exciting developments have the power to expand financial inclusion across developing economies, unlock new sources of funding for businesses and help individuals to better understand how they buy, spend and invest. Yet it’s worth pointing out... read more

“Pay-Later” Option Provides Opportunities

25th July 2018

Company: bobsguide
The digital market in the Asia-Pacific region is growing at a remarkable rate. Several factors play into this, particularly a growing middle-class population throughout the region and widespread smartphone and internet penetration. In total, the value of the Asia-Pacific eCommerce market will grow from £1.05 trillion GBP in 2017, to more... read more

Is Excel still useful for financial closure?

20th July 2018

Company: Conciliac
We are nearly at the edge of a new decade, and as we approach it, developments that once left like science fiction are widely considered part of our everyday lives. Video calls, smart phones, the end of physical money that every day draws closer as cryptocurrencies and digital transfers grow in popularity, the uptake in near-field communication,... read more

Panzarino: Brexit talent gap “can no longer be ignored”

10th July 2018

Company: bobsguide
Fintech market participants are growing wary of the impact of Brexit, with some suggesting the recruitment pool will be the most pressing issue. “It’s the joy of living in a single market zone,” said Asif Faruque, of Level39, at Fintech Week London 2018, “but Brexit will seriously hamper access to talent. It needs to be... read more

US fintech perspective: Dodd Frank repeal an opportunity

3rd July 2018

Company: bobsguide
On May 24, the Trump administration followed through on its pledge to begin the process of reforming parts of the Dodd Frank Act, implemented by Obama to curtail the effects of a future 2008 scenario. President Trump signed a bipartisan bill into law that eases the ‘one-size-fits-all’ capital requirements for regional and community... read more

Podcast with Wealthify CEO: fintech propositions must remain "distinct"

26th June 2018

Company: bobsguide
A new wave of fintech is taking full advantage of the collaborative ecosystem, powered by advances in APIs and encouraged by Open Banking regulation.  At the fore front are the challenger banks seeking to forge partnerships and leverage technology to provide innovative and unique avenues that traditional banks have failed to produce. ... read more

Is disintermediation coming? A video case study into the emerging utility model

21st June 2018

Company: bobsguide
Regulation, compliance and legacy systems have, for so long, been the stumbling blocks for financial institutions to capitalise on the new digital age where there are few barriers to international trade. Cross border payments, clearly essential when trading internationally, go to the heart of the conundrum currently facing tier two and three... read more