Industry Advocates Insights


Is there gender diversity in fintech?

19th February 2019

Company: bobsguide
There is a growing number of women moving into the fintech sector, but is this happening quickly enough? The ratio of female to males in senior positions, such as CEOs, remains low. In a male-dominated sector, is enough being done to encourage women into fintech? Do women see the opportunities a role in fintech could provide? Bobsguide is... read more

Digital experience key focus for UK retail banks

19th February 2019

Company: bobsguide
A strong digital customer experience, relationship management and increased growth in small and medium sized enterprise (SME) banking are among the top priorities of a number of the UK’s retail banks, according to the recent CMA rankings. “It is telling that the UK bank that customers would be most likely to recommend to a friend... read more

Utilising the ATM to enhance customer experience

18th February 2019

Company: Compass Plus
Non-cash transactions grew by 10.1% globally 2015-2016, according to the 2018 World Payments Report. In the US, the growth rate reported was much lower than the majority of markets - at just 5.7% - however, in terms of the number of non-cash transactions, it dominated with 148.5 billion non-cash transactions made. Despite the sheer volume of... read more

Europe sets out fintech stall to face economic headwinds

6th February 2019

Company: bobsguide
Company leverage hit a ten-year high in January, with 48% of fund managers who took part in Bank of America Merrill Lynch’s market survey believing balance sheets are overleveraged. Normally bullish wealth managers remind investors that doing nothing can often be an effective strategy. At the beginning of February, the US Federal Reserve... read more

ING’s Joyner: Leverage loan market margins higher now than six months ago

29th January 2019

Company: bobsguide
“If you look at the leverage market let’s say ‘correction’, margins are higher now than they were six months ago,” says Dafydd Joyner, director of syndicated finance at ING bank. “There is not a huge amount of deals out there, you’ve got three or four deals out there. Whether they are a new issuer or an... read more

EU hopes of AML cooperation deemed "unlikely" by industry

25th January 2019

Company: bobsguide
European Union attempts to unite the continent’s anti-money laundering (AML) approach is unlikely, says Andrew Simpson, chief operation officer at CaseWare Analytics, as is the setting up of a centralised European AML regulatory body. “Within the EU there is a possibility that you will have some jurisdictions that will co-operate... read more

US regulators turn gaze to cryptos

20th December 2018

Company: bobsguide
Historically, the mantra that many fintechs have clinged to despite possessing many features of traditional financial services is ‘we are not financial institutions’. The rationale behind that distinction is that during the sector’s infancy it was true, giving companies the space to innovate unconstrained and justified to... read more

Role models must lead the way to bridge fintech gender gap

5th December 2018

Company: bobsguide
The fintech community needs to have more female role models if it is to redress its diversity issues and inspire young women to attempt a career in technology, according to a panel at Fintech Connect in London this week. The 2017 Women in Fintech Powerlist revealed that 30% of the UK’s fintech workplace was female. The same study reported... read more

Meeting the initial margin challenge - part 1

4th December 2018

Company: Calypso
With the dust still settling on the latest crop of firms to comply with BCBS-IOSCO regulatory initial margin (IM) requirements, the spotlight turns on the much larger number of firms expected to fall in-scope in the remaining two phases: between 30 and 50 firms in Phase 4 (2019) and 750 to 1000 firms in Phase 5 (2020). Aware... read more