Global Payments & Transfers Insights
20th June 2014
In a time when people are drowning in Big Data, companies across the financial services sector are looking for new ways to utilise this data and hone in on target markets. Scott Lutter, Head of Sales at Avention, talks to bobsguide about how Avention is helping to drive innovation and change the way that companies view and utilise their data.
... read more
16th June 2014
bobsguide was present for PayExpo last week which was being held at the ExCel Centre, London. The major international two-day event gathered industry experts from merchants, banks, MNOs, hardware and software providers and more to lead discussions and insights into the future of payments.
In a time when consumers want to be able to pay faster,... read more
6th June 2014
Underlying trading technology platforms need to undergo a radical transformation, particularly in today’s dynamic and transparent wealth management environment. Legacy systems were developed to fit trading systems and styles of the past, but they are becoming increasingly problematic and costly to operate and maintain in line with the... read more
2nd June 2014
Target2-Securities (T2S) will fall short of expectations when/if it launches on schedule in 2015. Rather than rationalising the number of central securities depositories (CSD), it will leave them all intact, at least until market forces take their toll. But that will occur only after they have spent the money to modify their systems to meet... read more
28th May 2014
The rapid and unprecedented advancement of personal technology has changed our lives in many ways. One impact of this has been to provide individuals with the tools they need to accomplish tasks for which they may have once needed a third party. This has been especially apparent in financial services.
Take peer-to-peer lending for example.... read more
21st May 2014
For decades the financial industry has grappled with the concept of STP, or “Straight Through Processing”, but evidence suggests that this has been something of an impossible dream. A little like the Loch Ness Monster, people have very different views around what this looks like, whether it still exists, or whether it was at all... read more
6th May 2014
All organisations that accept and process customer payment cards are challenged to maintain and demonstrate compliance with the latest PCI Data Security Standard (DSS), known as version 3.0. However, those organisations deploying endpoint security based on detecting known malware— known in the industry as a... read more
30th April 2014
As the mobile device landscape continues to change and devices become increasingly attractive for the consumer, it has never been easier to use mobile payments. Consumers are now able to shop and control their money on the move, from virtually any device at any time making mobile payments vital to the nation’s infrastructure and crucial to a... read more
28th April 2014
Barely a day goes by without hearing another story about how the latest innovation will transform the way consumers pay for goods and services. We hear about industry disruptors such as Square, we hear about how the rise of mobile point of sale devices will enable every micro-business to accept card payments. We hear about how the combination of... read more
17th April 2014
When I leave my house in the morning there are three things that I check my pockets for before walking out the front door: wallet, phone and keys.
I don’t remember exactly when the phone became one of the most important items that I own but there has been one in my pocket every day for well over 10 years now. The first one didn’t... read more