Insights

After more than a decade of intensifying regulatory scrutiny, and calls for greater transparency across financial markets, it is striking that so many capital markets participants are still mired in compliance-related IT and data complexity without an end in sight. Ultimately, this is because they have not solved some fundamental trade data... read more

With banks under pressure to increase profit margins, more are turning to machine learning (ML) to make a significant difference in their middle and back offices. One such area that is gaining greater attention from both the market and regulators is the use of ML and alternative data for credit underwriting. On December 19 the Bank of... read more

Banks to expand their use of analytics, according to Alex Kwiatkowski, principal industry consultant at SAS’ global banking practice. “[Banks] have not yet realised the full potential of analytics,” says Kwiatkowski. “They may have analytics in siloed areas, perhaps on individual functional areas… but the idea of... read more

Which individual do you think is really driving the fintech agenda in your organisation? Or perhaps you’ve been dealing with someone externally who has impressed you? We’re compiling a list of the individuals who are making the difference in the industry today, and so shaping the future of the fintech ecosystem. Closing on... read more

Insurance firms may be turning away from in-house tech solutions and focusing on external partnerships according to market participants and industry bodies, as internal capabilities falter. “Aviva has set up its Digital Garage, so that’s moved quite quick and got quite a lot of profile quite quickly, but Aviva as I understand it are... read more

Effectively managing and storing trade data will ensure that technology used to comply with current regulations remains usable for future requirements, says the chief product and engineering officer, Calypso. “[Having] data in a consistent format, where applications dealing with different product types, different parts of the trade life... read more

Over the past few years the mortgage market has grown increasingly complex, leading to the growth of broker websites that aim to help consumers make informed choices. One such provider – Habito – has seen exponential growth rates since launch in 2016 and last year announced a move into the lending market itself driven by a £500m... read more

New liquidity providers (LPs) are putting pressure on the market to move away from holding periods in the last look window on electronic spot FX trades, according to the head of futures and FX at OCBC Securities. “Indirectly these [new players] are trying to differentiate their service, differentiate their pricing, and they are indirectly... read more

Mid and lower tier US banks could find it difficult to run a third batch process within a business day to accommodate an additional same-day Automate Clearing House (ACH) settlement window, according to the head of global payments at a tech vendor.   “I think it is the tier three, four, and five banks that will go, ‘wow,... read more