Insights

It's with great pleasure that we announce the 2019 bobsguide awards - a collection of the very best in the fintech market this year. The bobsguide awards have been assessed based on the strength of tech updates and their impact on the client experience, and how the systems stand out in the marketplace. Several rounds of assessment... read more

Facebook-supported virtual currency Libra has faced regulatory scrutiny following its unveiling earlier this week, driven by what blockchain and cryptocurrency market participants believe is a fear over the social media firm’s technological power and potential ability to affect fiat markets. “The regulatory reaction has been fierce... read more

Accelerators A venture or scheme that promotes and aids the rapid growth of selected new small businesses. Acquirer A company that buys the rights to another company or business relationship. Acquirers are also financial institutions which buy rights to a merchant account which allows them to service and manage the merchant’s... read more

Draft legislation aimed at improving the US’s federal anti-money laundering (AML) and counter terrorism financing (CFT) supervision would be a step towards solving issues around anonymity and transparency, according to Livia Benisty, head of financial crime at ComplyAdvantage, especially after a spate of scandals in 2018. “Requiring... read more

OakNorth CEO and co-founder Rishi Khosla speaks to bobsguide.  What drove you to create OakNorth? Joel and I started our first business in our 20s in 2002 – it was called Copal and did financial research outsourcing for investment banks, asset managers, PE firms, etc. About four years into that business, we were looking for... read more

From early-stage payments fintechs to giant acquirers, every company is asking themselves the same question: “How can we turn our data into dollars?” After all, most companies these days are to some extent data companies, whether they are aware of it or not. Many businesses try to leverage certain types of data they capture, but... read more

The US Commodity Futures Trading Commission (CFTC)’s inadequate cybersecurity provisions could impact capital markets, according to the CEO of an alternative data source for investors and hedge funds, while lawyers say it will bring into question the budgetary allowance for enhancing protection of proprietary data given to the US regulator. ... read more

Extreme remote banking – a term encompassing the provision of banking services to extremely remote, rural communities – should be a key focus for every UK retail bank right now. Why? There are potential ramifications of new legislation on banks as well as ethical reasons for banks maintaining access to financial services for small... read more

Transaction vs holdings-based performance calculations It’s important for your firm to know the pros and cons of each method. Whilst both methods provide inputs to analysis providing a breakdown of the returns, enabling the effectiveness of various investment strategies to be evaluated and explained, it is important to understand that... read more