CARD 3.0 I.E.

A state-of-the-art card and digital payments platform powering innovation for Issuers, Acquirers and Processors.

CARD 3.0 IE allows you to deliver innovative products and reduce time to market with a modern card issuing, processing and acquiring platform, either on-premise or in the Cloud.

A modular solution to manage card and digital payments, including card issuance and production, payment processing, fraud prevention, management of ATMs and POS terminals, and merchant acquiring, CARD 3.0 IE delivers APIs to rapidly design and configure credit, debit, prepaid, retail, fuel and corporate cards but also mobile-only payment solutions - CARD 3.0 IE supports Apple Pay and Google Pay.

A single platform for Issuing and Acquiring

CARD 3.0 IE streamlines card issuing and acquiring processes, offering a fully integrated set of modules that cover the entire payments value chain and enable transaction cost efficiencies.

Deliver attractive, seamless digital payment solutions

CARD 3.0 IE delivers powerful issuing and processing capabilities that unlock exciting digital and mobile payments. A complete set of rich-data APIs allows you to easily design and configure advanced user experiences.

Flexibility and short time to market

CARD 3.0 IE is highly configurable and adaptable, speeding up time to market and allowing you to design and create innovative and advanced user experiences modernizing your payment programs.

Certifications and compliance

CARD 3.0 IE is certified by the main payment networks such as Visa, MasterCard, American Express, Union Pay, JCB and compliant with PCI-DSS regulations.

Innovation for a competitive edge

To take advantage of new opportunities in payments and to quickly and proactively respond to market evolutions, CARD 3.0 IE is continuously updated. Recent releases include 3DS 2.0 and fraud detection, transaction risk analysis and behavioural analytics that leverage Machine Learning.

Deployable on-premise and in cloud Modern technology

CARD 3.0 IE runs natively on the main cloud platforms and may also be deployed on-premise. Its rich integration architecture includes a catalogue of off-the-shelf APIs to support the rapid issuance and control of new payment products with no need for a full replacement of legacy systems.

CARD 3.0 I.E. is an evolution of cashless 3.0.

Learn more about CARD 3.0 I.E


Product and service specifications
• DB2
• Oracle
• PostgreSQL
Language used
• Java
Operating system
• Linux
• Other
Pricing structure
• N/A
User interface
• Web
Card payments solutions, card and digital payments platform, card management, card issuing,