According to US prosecutors, Sergei Tsurikov is accused of hacking into the Royal Bank of Scotland (RBS) WorldPay unit, a division of RBS in Atlanta, to access client data surrounding payroll debit cards.
The hackers cloned 44 fake cards, which they then used to withdraw over $9 million from a variety of ATM machines across the world.
Sally Quillian Yates, US attorney, said: âIn November 2008, in just one day, an American credit card processor was hacked in perhaps the most sophisticated and organized computer fraud attack ever conducted."
Brian D Lamkin, FBI special agent in charge, added: âComplex cyber based criminal investigations such as this are becoming all too prevalent.
âThe advances in technology, while aiding the corporate world and the consumer, also aid the criminal in conducting well coordinated fraud or theft based schemes, often across international borders.â
The $9 million theft is thought to have taken place in less than 12 hours.
By Jim Ottewill