Scorto Corporation

Scorto Loan Decision is a decision management and application processing system for loan origination. Loan Decision allows banks to automate borrower evaluation and provides flexible management of the lender's credit rules, credit policies and scoring models.

Scorto Behavia is a solution for customer relationship management through scoring and analysis. The system is capable of predicting customer behavior on macro and micro levels. Scorto™ Behavia allows banks to automate reporting, spot trends in customers' behavior and proactively address churn.

Scorto™ Ample Collection empowers credit institutions and debt collection agencies to implement risk based collections and balance debt collection with customer retention. The system allows to prioritize cases and drive increased collection rates while reducing manual processing.

Scorto™ Fraud Barrier is a fraud detection software that implements fraud scoring models based on advanced data mining techniques. The system integrates decision trees, self-organizing maps, distribution patterns, outliers detection and fraud scoring models based on artificial neural networks.

Scorto eLender provides technological base for each stage of online lending: loan origination, servicing and underwriting: from loan application processing and credit line management, to debt collection and compliance with regulatory requirements.