ApPello Banking Software

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ApPello Loan Factory
Our flagship product-line covers the whole lifecycle of loans and and simplifies the risk management process. With the help of flexible and easy-to-use graphical tools, administration can be radically reduce and time-to-market is shorter. (moduls: Loan Origination, Rating/Scoring, Collaterals, etc.)
ApPello Scoring (Debtor Classification) module
The System provides a fully automatic and regulated credit assessment for the bank’s clients. The application also gives a flexible solution for the storage and follow-up of dynamically changing data as related to credit decisions.
ApPello Loan Origination System
ApPello’s Loan Origination System provides the necessary flexibility for creating unlimited number of loan origination workflows for different client segments, products or product variations via screen, workflow and business rule-configuration without programming even by Bank IT.
ApPello Provisioning System
The System is designed to provide business rule-based automatic segmentation of exposures to different types of mass and individual provisioning tracks and calculate provisions based on hierarchically built calculation rulesets, if needed, in parallel for multiple accounting standards.
ApPello Cash Management
The module automates the Bank's cash operations & management between the branches/treasuries. The system is able to record different transactions, generate accounting steps related to transactions, calculate rates depending on client & transaction types, charge commission depending on client type.