Path Solutions

A Fintech digital solution provider serving 140+ Islamic FI across 40 countries with a comprehensive set of services that brings unique convergence of domain & technology. A global leader in AAOIFI-certified financial software along with development/implementation, consulting, support, training, & outsourcing services.

Company Products

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iMAL*2Mobile - Mobile banking
iMAL*2Mobile-Web is another member of the iMAL Delivery Channels’ offering. It is com- pletely integrated with iMAL core banking system and has the flexibility to integrate with other systems through direct integration or through a middleware. Mobile banking services utiliza- tion is optimized when integrated with CRM and phone banking...
iMAL*CSM - Customer Service Management
It is not just a standard CSM system. It is an electronically delivery channel for all the bank products and services. It empowers the bank to offer all services and products on the counter. The system covers the following main areas: • Standard Retail operations, such as deposits,withdrawals, checkbook requests, etc.. • Complete...
iMAL*Facility Management
Financial facilities pre-approval process, is one of the most important processes in the bank, whereby several issues should be addressed,such as data accuracy, application filtering, data availability and time-to-respond to the customer. This is achieved with the use of the iMAL*FacilityManagement System, where: • Customer applications are...
iMAL*IslamicInvest
The module caters for corporate and retail Islamic investment and financing; in specific banks, mutual funds and customers restricted and unrestricted investments. It handles operations from front office to back office, along with related reporting at different levels, such as maturity and investment analysis. The system is highly parameterizable,...
iMAL*Sukuk
iMAL*Sukuk enables financial institutions to manage Islamic Sukuk operations, from the creation of the Sukuk to their expiry date. The system covers the creation of security instruments, Sukuk trading, profit accruals for the financial institutions and their customers, the  settlement transactions along with the payment processes and...
iMAL*BusinessIntelligence
iMAL*BusinessIntelligence is a highly parameterized solution that empowers financial institutions with the intelligence required to monitor and manage operations, and proactively respond to the changes of the market.The iMAL*BusinessIntelligence system provides financial institutions with a holistic view of the institutions’ activities...
iMAL*Accounting
It is the Core of iMAL. It handles on balance sheet and off balance sheet accounting.The system is fully parameterizable, caters for multiple companies/books, multiple branches, multiple currencies, multiple cost and profit centers.The system enables the user to process all kind of transactions at both levels, on and off balance sheet levels,...
iMAL*Financial Template Reports
It is a financial accounting reporting tool that allows accountants and financial controllers to design any kind of financial reports based on predefined templates, such as ALM reports, balance sheets, profit and loss, budget related reports, the current year vis-à-vis last year, etc..
iMAL*Islamic Profit Calculation
It calculates and distributes profits in compliance with the bank Sharia Board, based on Mudaraba liability contracts. The profit distribution is based on a set of criteria and parameters that are built in the system.The module incorporates: • Built-in Control Procedures • Built-in Limits Monitoring and Exposure Control •...
iMAL*ATMBroker
It is an ISO-8583 interface that enables the interfacing between the bank ATM switch or national switch and iMAL Core banking system. iMAL*ATMBroker is developed to support all transactions processed through standard and advanced ATM/POS machines (Withdrawals, Deposits, Balance Inquiry, mini-Statements, Checkbook requests, Statement requests,...