ACI Worldwide

ACI Worldwide is a global software company that provides mission-critical real-time payment solutions to corporations. 1,000+ of the largest financial institutions, intermediaries & global merchants rely on ACI to execute $14 trillion each day in payments and securities. Learn more at or @ACI_Worldwide

Company Insights

Faster payments pushing API ecosystems in the US | On-demand webinar

15th November 2018

Faster payments is gripping the US. PSPs, clearing houses and banks are all in earnest discussion about how best to leverage the emerging faster and real-time payment mechanisms currently being offered by the likes of Venmo, Zelle, The Clearing House (TCH) and technology providers. In a poll recently conducted during a recent bobsguide...
The million-dollar payments question: ‘Request to Pay’ vs the rest of the ‘pays’

8th October 2018

A few weeks ago, I sat on a webinar panel discussing the concept of Request for Pay (RfP) and what the implications will be for the US market when it is made available as part of The Clearing House’s Real-Time Payments (RTP) network. I was joined by my esteemed partners Keith Gray from the Clearing House and George Evers from Vocalink, and at...
How Asia is leading the way in financial services/fintech collaboration

1st March 2017

Asian consumers are at the forefront of digital innovation and are embracing digital and mobile solutions across all aspects of their lives. Payments, banking and financial services are no exception. This has translated into a huge appetite for fintech and as a result, customer satisfaction and innovation are booming. A recent KPMG report on...
How to take mobile payments from ‘table stakes’ to ‘a winning hand’

17th February 2016

2015 was the year that ‘mobile payments happened. We now have Apple Pay, Android Pay, Samsung Pay, LG Pay, Microsoft Pay, Walmart Pay, CurrentC / MCX, Chase Pay, with a few more on the horizon. But if you are a bank, you have to ask yourself the question “so what?” and how does this address my three key objectives? 1. Attract...
Future gazing: the increasing benefits of real-time payments in 2016

3rd December 2015

It is only fair to acknowledge that real-time payments have the potential to decrease lucrative revenue streams for banks. But, this holds true with most emerging technologies that disrupt the status quo and allow new competition and new ways of doing business. Consider the music industry as an example.  When music went digital some firms...
Middle-Eastern payments market, technology and transaction banking segment set to boom

14th October 2013

The Middle-East has long been an oil rich region with fabulous commodities wealth but the economies in the region have not necessarily diversified or grown elsewhere as quickly as expected. This is changing however, says Paul Thomalla, general manager of the Europe, Middle-East and Africa (EMEA) region for ACI Worldwide, citing his firm’s...
Why banks need flexible systems to keep their customers
Why banks need flexible systems to keep their customers

9th November 2011

By Louis Blatt, chief product officer,ACI WorldwideIf financial institutions recognise a new dawn in their payments business, they are not alone. Plenty of non-traditional players are piling into the market, wooing customers who are looking for more than reliability and a steady job. Louis Blatt, chief product officer at ACI Worldwide, looks at how...
Customer retention through innovation
Customer retention through innovation

14th September 2011

Wholesale payments businesses are expected to be innovators in what has become a commodity market. Craig Ramsey, Wholesale Solutions Lead at ACI Worldwide, offers a three-stage outline on how innovation can be leveraged for competitive differentiation and increased market share.Retail banking is facing a seismic shift in consumer expectations...