Icon Solutions initiated this research following the success of its previous paper which focused on the implications of instant payments and PSD2 on cards in Europe. As a follow-up, consultants Ovum set out to explore the North American landscape for Real Time Payments and Open Banking. In contrast with the previous study, this new research places more focus on the corporate drivers of Real Time Payments, who play a much bigger role in this than retail and consumer players in the North American markets.
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