Wholesale / Commercial Banking Systems Insights
9th August 2018
First published on our sister site PaymentEye.
At the beginning of 2018, bobsguide readers may remember that we published our list of payment predictions, with particular focus on PSD2.
We’ve revisited those predictions to see if they’ve come to pass or altered course. And who better to speak to about the future of payments... read more
8th August 2018
Innovative fintech products are fast-becoming the lifeblood of global economic prosperity. Fresh and exciting developments have the power to expand financial inclusion across developing economies, unlock new sources of funding for businesses and help individuals to better understand how they buy, spend and invest. Yet it’s worth pointing out... read more
7th August 2018
The digital ecosystem is fuelled by the creation, storage and transmission of data between servers, computers and mobile devices around the globe. This intangible plane is growing exponentially, with over 2.5 million terabytes of data being produced on a daily basis. It’s often said that over 90% of the data circulating today was created in... read more
3rd August 2018
The unprecedented success of service-oriented companies such as Airbnb, Amazon and Uber has made it clear that for many of today’s customers, experience is a vital part of the product. While that does not mean that an inferior product can be hidden by wrapping it in a superior experience, it does reinforce customers’ growing preferences... read more
31st July 2018
On April 17, 2018, GTreasury announced that it had acquired and will merge with Visual Risk. The prospect of combining GTreasury’s cash management software with Visual Risk’s risk analytics and hedge accounting software into a single treasury and risk management solution is exciting news for the treasury systems market.
... read more
30th July 2018
Since the advent of the digital wave, financial institutions have been focusing on user experience and personalization as a means to stay ahead of competition and drive revenue growth. For any financial institution, quality of customer insights serve as success factors across two key areas:
1. Creating an exceptional Omni channel customer... read more
25th July 2018
There are plenty of mobile payment services and solutions in the market. Luckily, systems tend to fall one of several key categories, so bobsguide has outlined each one to find the mobile payment technology that best suits the needs of your business.
Contactless payments is probably one the most well-known methods of paying for... read more
25th July 2018
As with every trend, marketplace lending has evolved into different shapes and sizes, ranging from P2P lending platforms gaining banking licences to actually collaborating with established banks to enhance the offering of both. The regulatory environment around this is also evolving to better protect customers, providing guarantees where needed to... read more
24th July 2018
Libor, the interest rate that reflects the general cost of unsecured borrowings by large banks, is the world’s most widely used benchmark rate. It is used in millions of contracts with an estimated gross notional of $370trn and is referenced by a wide range of financial products, from exotic derivatives to retail loans by all participants in... read more
12th July 2018
At London Fintech Week, Cordelia Kafetz, head of the Bank of England’s Fintech Hub made clear the central bank’s position on cryptocurrencies and fintech innovation.
“We’ve been doing a lot of thinking on crypto assets,” said Kafetz, “back in 2014, we published some bulletins saying that crypto assets... read more