Wholesale / Commercial Banking Systems Insights

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Deutsche Bank’s Striano: Challengers face “loss of competitive advantage”

1st November 2018

Company: bobsguide
“On the topic of ‘challenger’ banks - while the underlying technology may be more adaptable, the requirement to do things differently to adhere to local regulations will ultimately end in the loss of competitive advantage; as opposed to building something in a much more homogenous environment where you only have to worry about one... read more
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Payments outages suggest retail value chain must be reassessed

1st November 2018

Company: bobsguide
Thousands of UK businesses were unable to process payments because of a network outage at the beginning of the week, with reports suggesting Worldpay encountered a temporary fault.   Such an incident illustrates how vendors and their partners must continually assess their infrastructure, says Dr Yannis Larios, Business Development Director... read more
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How to analyse cash forecasting data: tips on data visualisations

31st October 2018

Company: CashAnalytics
The data analysis conducted at the end of a cash forecasting process is where the insights are uncovered, and therefore where the real value is found. Data visualisation (a process where data is displayed graphically) often helps to identify anomalies, highlight trends, and uncover insights in data that might otherwise have been missed. This... read more
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Marketing savvy digital challengers segment banking

30th October 2018

Company: bobsguide
There is satisfaction in swiping a flashy, eye-catching credit card to purchase goods. One of the first to break into mainstream usage, digital challenger banks have followed Monzo’s neon-coloured cards. The distinctive cards have come to symbolise those who are ‘in-the-know’ within social networks, privileged access, and low... read more
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The growth of small and medium excluded enterprises (SMEEs)

26th October 2018

Company: Banking Circle
Financial inclusion, or rather, exclusion, has long been a hot topic in personal finance circles. Ensuring individuals have fair and affordable access to financial products to suit their requirements is vital for improving equality and overall well-being. However, financial exclusion is increasingly becoming a concern for businesses. Post-recession... read more
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How banks can walk the line between digital transformation and risk

23rd October 2018

Company: Feedzai
As digital transformation sweeps through all areas of peoples’ lives, smart banks are recognizing that they too must transform or be left disastrously behind. But change, however critical, must always be balanced against its inherent risk. What does it mean to manage risk while functioning as a true digital bank? As organizations try to... read more
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FCA: Regtechs must be realistic about their capabilities

22nd October 2018

Company: bobsguide
Regtech organisations need to be honest about their capabilities, according to Nick Cook, head of regtech and advanced analytics at the UK's Financial Conduct Authority (FCA), during a panel discussion at this year’s Money20/20. “Regtech was a convenient new buzzword, a couple of years ago. And I think we saw some early... read more
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SFTR report: firms preparing for a "tsunami of data"

16th October 2018

Company: bobsguide
When the Financial Stability Board (FSB) published its guidelines to national and regional regulators to encourage greater oversight into financial markets, even they couldn’t foresee the deluge of rules and compliance requirements those regulators would begin to craft. In Europe, the most onerous regimes constructed by the European... read more
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Where next for the challenger banks?

11th October 2018

Company: bobsguide
As new challenger bank N26 comes to the UK market, the question of how far the challenger banks can go to dominating a customer’s financial life is being asked all the more frequently. When prompted on whether N26 would look to become the app for everything, Alex Weber, N26’s head of international markets, said the appetite for such... read more
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Open Banking concerns arise for payments providers

10th October 2018

Company: bobsguide
Rachna Ahlawat, EVP and co-founder of Ondot Systems, expressed concerns about how Open Banking could take the one click payment process to something more cumbersome for consumers at this week’s PayExpo conference, in central London. “With the Open Banking initiative and having to validate every transaction that comes, the one time... read more