Wholesale / Commercial Banking Systems Insights
17th November 2017
What if Jonathan Ive was your bank manager?
Chances are, a bank run by Apple’s design chief would be simple, effective and do one thing exceptionally well. So why do so many of us feel working with our business bank provider is anything but straightforward?
Complaints about banking services continue to increase. Whether it is the cost... read more
15th November 2017
Humans are social creatures. We crave interaction and attention. We like to be treated as individuals and not as “a number”. For example, you feel better when you are recognised at your favorite restaurant or when you are addressed by your name when flying on a plane or when a hotel receptionist says “welcome back”. We all... read more
14th November 2017
With SWIFT announcing its new SWIFT gpi network, extensively covered at Sibos 2017, we’ve pulled together an overview and the best SWIFT gpi articles on bobsguide.
Firstly, define SWIFT.
If you’re a corporate or bank you’ve probably used SWIFT, or to use their far catchier name, the Society for Worldwide Interbank Financial... read more
8th November 2017
#PSD2FinishLine recently started trending on Twitter. As the country slowly grows in excitement throughout the month of November, with the C-word on the tip of their tongues and supermarkets vying for the best TV advert, banks look to the new year nervously. Even if they’re prepared. Even if they’ve got the architecture in place or have... read more
7th November 2017
At last month's Sibos conference bobsguide sat down with Damian Richardson, Head of Payments Strategy & Innovation at NatWest, to discuss the banks plans concerning PSD2 and future collaborations with fintech.
What is your role at NatWest?
I work in payments services at NatWest, looking at our payment strategies and innovation... read more
2nd November 2017
Banks are looking for new revenue streams. Providing excellent service to SME customers is an opportunity often overlooked by banks. There are an estimated 4.5 million SMEs in the UK – accounting for 99.9% of private sector business. Can you afford to ignore this market?
Business customers don’t have time to fill out a... read more
31st October 2017
EU-wide stress tests of the EBA chiefly represent a micro prudential and severe assessment of the solvency of the individual banks monitored by the ECB, useful for preventive actions in specific situations. This is an extremely useful test, although insufficient per se from the perspective of the supervisory authorities.
As explained... read more
27th October 2017
Rising interest rates, excitement around blockchain use cases and cross-border payments were all hot topics at this year’s AFP conference in San Deigo.
The annual event was situated in sunny San Diego’s conference centre which was abuzz with educational talks and booths touting everything from mind readers to oxygen bars.
Interest... read more
27th October 2017
Following two weeks packed with travelling and conferencing for the bobsguide team, the editor picks the best highlights of Sibos and Money 20/20; the largest events in digital finance this year.
Sibos 2017: The emergence of SWIFT gpi and the future of correspondent banking
Alex Hammond, Editor, bobsguide
In one of the livelier... read more