Retail Banking Systems Insights

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More payments traffic, less time to monitor – the PSD2 fraud headache

5th April 2018

Company: Feedzai
The biggest shake-up to banking and payments in a decade, PSD2 offers third parties unrivalled opportunity to access user-permissioned financial data. It spells a shift, along with GDPR, in how we view data as more and more industries leap into the embrace of the digital. They also leap into the open arms of fraudsters who have made the... read more
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The truth behind voice biometrics and banking

5th April 2018

Company: bobsguide
Advocates of biometrics would have us believe in some dystopian future where customers have microchips embedded in their palm for seamless payments. But what are the real use cases for biometrics beyond what is a far-off sci-fi fantasy? Well, at least 6+ months far off. The customer-centric trend continues to grip retail banking, as any... read more
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How BBVA is leading the Open Innovation revolution

4th April 2018

Company: bobsguide
The big banks are besieged on all fronts by challengers baying for change and pushing for disruption. It leaves the likes of Barclays, RBS, HSBC and Santander with two options: innovate or sink. But fending off agile challengers whilst keeping the massive, cumbersome business-as-usual leviathan going is no easy feat let alone being proactive in... read more
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Is Ripple a threat to SWIFT gpi's monopoly on cross-border payments?

3rd April 2018

Company: bobsguide
SWIFT gpi has taken the correspondent banking world by storm with about 11,000 banks in the SWIFT network. However, Ripple is said to offer superior technology and data to SWIFT. While many argue it is not a case of SWIFT versus Ripple, but a matter of which technology better serves clients, others seem to decisively take sides. Ripple is... read more
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Who will change first – banks or their customers?

29th March 2018

The customer is often considered king, but it’s debatable how many organisations embrace this perspective. Of course some are better than others, and the most successful enterprises constantly adapt to meet evolving customer expectations. Those that have followed this key business rule have come to redefine and raise the standard of customer... read more
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How Brexit will shape the payments landscape

29th March 2018

Company: bobsguide
Brexit stunned financial markets. As regulators in Paris were in the midst of establishing the largest set of rules to define European markets ever - in the second Markets in Financial Services Directive (Mifid II) - the UK’s determination to leave the European Union caused uproar across the continent, raising a multitude of questions for... read more
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Banks are not the answer: How blockchain can bank the unbanked

28th March 2018

Company: Veridium
With the number of mobile phone users in the world expected to pass five billion by 2019, one would think that, regardless of geography or economic status, every adult would be granted the same services, applications and opportunities. Yet, one major service that is not universal is access to affordable, quality banking. But what may come as a... read more
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Why banks need to rethink their approach to ATMs and the cloud

22nd March 2018

Company: Auriga
Over the past few years it has been difficult to escape the cloud conversation in the technology space. Efficiency, cost savings and an open, flexible infrastructure are the primary reasons for investment into the cloud and banks have been driving much of this innovation. Not to mention challenger competitors using the cloud to rapidly build a... read more
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Fintalk podcast | 100 day countdown to GDPR

22nd March 2018

Company: bobsguide
On 25 May 2018 the General Data Protection Regulation will come into force in the UK, affecting every business that collects data on its customers. Financial services is one of the industries most heavily affected, so are institutions on top of compliance? With 100 days remaining until its implementation date, we take a closer... read more
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Embracing real-time payments: Challenges and opportunities

21st March 2018

Company: Pelican
Since the introduction of ACH payments around forty years ago, the infrastructure of the US payment system has remained relatively stagnant. The last few months, however, have seen a significant shift – arguably the most major since the 1970s – with large banks accelerating the adoption of real-time payments (RTP) schemes. Indeed, an... read more