Retail Banking Systems Insights
24th November 2017
With 50 days to go until PSD2 comes into force on the 13th of January 2018, we've compiled five articles to help clarify and keep you, the digital finance industry, updated on all aspects of PSD2.
Everything you want to know about PSD2 but were too afraid to ask
Alara Basul, Reporter, bobsguide
The Second Payment Services Directive... read more
23rd November 2017
This article was first published on our sister site, PaymentEye.
With PSD2 and other regulatory initiatives pushing us towards a data-sharing economy, challenger banks in the UK and Europe are steadily heading towards embracing a marketplace mentality that promotes all of a consumer’s finances in one place.
Several challenger banks,... read more
22nd November 2017
Chris Gledhill, CEO of Secco Aura and frequently referenced as one of the top 10 fintech influencers, speaks to bobsguide about going beyond 'incremental innovation' towards genuine, irreversible disruption.
How did you get into banking?
I started off on the tech side with a degree in computer science from university, and went... read more
21st November 2017
Volker Abel - Senior Manager, zeb Frankfurt, Martin Hluze - Manager, Office Vienna, Benjamin Banner - Senior Consultant, Office Munich, Fiammetta Rubinacci - Senior Consultant, Office Zurich
The regulatory treadmill of the banking industry
European banks have been affected by comprehensive... read more
21st November 2017
Derek Corcoran – Chief Experience Officer, Avoka
For years now, the largest banks in the UK and around the world have been moving – some slowly, some rapidly – to make their account opening processes accessible on digital channels. The consumer preference to initiate deposit accounts and loan applications from the... read more
16th November 2017
The PIMFA Millennial Report 2017 was published today, with the aim of learning how the youngest working generation views personal investment management. Bobsguide's very own Millennial, David Beach, takes a look.
Foresight is not often associated as the strongest suit of the young. Gratification tends to be instantaneous; remember #YOLO... read more
15th November 2017
Humans are social creatures. We crave interaction and attention. We like to be treated as individuals and not as “a number”. For example, you feel better when you are recognised at your favorite restaurant or when you are addressed by your name when flying on a plane or when a hotel receptionist says “welcome back”. We all... read more
13th November 2017
Market uncertainty, a lack of necessary infrastructure and enforced regulatory standards means that the revised European Payment Services Directive (PSD2) may not be actively enforced until mid-2019.
“There is a misconception that PSD2 will hit hard in January 2018 but it doesn’t really,” Lu Zurawski, solutions... read more
9th November 2017
Ignacio Juliá Vilar, Chief Innovation Officer, speaks to bobsguide about ING’s historic fintech roots, the bank’s strategy to stay competitive, and the plan for a PSD2 future.
How do you approach innovation?
We look at the three Cs - customer, culture and connection. Customer: we’re changing the shape of products... read more
9th November 2017
Cloud computing is changing the way we all consume and interact with technology. Whether this is at home with Netflix, or with devices such as Amazon Alexa, or at work, with cloud-based services like Office365, Salesforce or other specialist enterprise applications. In business, cloud computing is an enabler; it creates strategic change in the way... read more