Retail Banking Systems Insights
26th July 2017
The financial world is set to change. When PSD2 regulations are introduced in 2018, UK financial institutions will be required to adopt open banking application programming interfaces (APIs) to enable the exchange of banking data and making of payments. The introduction of these new regulations provides consumers with the option to use... read more
21st July 2017
Redefining the banking experience through omnichannel
Polys Hadjikyriacos, CBDO, NETinfo PLC
It is an irreversible global trend that people’ lifestyles are increasingly dominated by digital channels. Across the entire spectrum of everyday services, from social, to professional, to consumer, banks are making the conscious decision... read more
20th July 2017
It is an irreversible global trend that people’ lifestyles are increasingly dominated by digital channels. Across the entire spectrum of everyday services, from social, to professional, to consumer, banks are making the conscious decision to digitise both the consumer-facing and internal aspects of their businesses in order to compete in a... read more
18th July 2017
Andrea Dunlop is the CEO of Acquiring and Card Solutions at Paysafe Group. She has previously held senior roles at Visa and RBS.
bobsguide sat down with Andrea at Money 20/20 Europe to discuss the importance of partnerships, and why PSD2 will drive innovation and create strategic partners between banks and fintechs.
Tell us about your role... read more
18th July 2017
Huw Jenkins, CTO of The Money Cloud
2018 is going to be the year that permanently changes the customers see and use banks. Banks in their traditional form are going to start to disappear, and be replaced by “banking technology” – which is a completely different beast.
PSD2 is set to come into force at the beginning of next... read more
17th July 2017
The PayCommerce Network consists of a banking consortium of over 100 banks transacting in more than 80 countries. PayCommerce’s network members include banks, financial institutions, global corporates and alternate channel providers.
Bobsguide spoke to Abdul Naushad, Founder and Executive Chairman of PayCommerce on the future of... read more
14th July 2017
Rapidly evolving digital competition is shining a spotlight on the IT infrastructure of many financial institutions. Growing digital competition requires both a review of internal models to reduce costs and improve business agility, as well as external capabilities that can facilitate partnerships with the burgeoning fintech ecosystem and enhance... read more
14th July 2017
1. The bobsguide debate: Who needs the other more, fintechs or traditional financial services?
Alara Basul, Reporter, bobsguide
In the lead up to Finovate London, bobsguide asked show exhibitors and industry experts a series of questions to get the conversation rolling before the conference. Today's discussion is focused on who... read more
13th July 2017
“Banking is necessary, banks are not” Bill Gates famously said in 1994, speculating on the future power of technology. As the Second Payment Services Directive (PSD2) comes into effect at the beginning of 2018, what once seemed like a controversial statement is now gaining increasing significance.
Designed to boost competition in the... read more
12th July 2017
If they are to capitalise fully on opportunities within the fast-growing commercial banking sector, banks will need to get a much fuller understanding of and more comprehensive insight into their clients’ purchasing patterns and trends.
By embracing client data in this way, banks can begin to benefit from monitoring parameters such as... read more