Retail Banking Systems Insights


The ATM is dead – long live the ATM!

9th January 2018

Company: Compass Plus
It has been well-documented that last year was the 50th anniversary of the first ATM installation in London. Tabloid newspapers across the world have speculated over the future of this self-service device, debating everything from integration with AI and robotics down to whether there really is a long-term future for these machines in our allegedly... read more

Why banks need a single view of customer data to remain competitive

9th January 2018

Company: bobsguide
The siloed nature of traditional banks means they risk falling behind financial technology firms under the revised Payment Services Directive (PSD2), a Feedzai executive has warned.  “We will fairly rapidly see many large technology companies seeking to become financial services brands, just like large retailers have before... read more

Overcoming technology hurdles in banks

5th January 2018

Company: SwapsTech
Every new day dawns on anachronistic banking systems replete with crippled systems, manual work and a plethora of paperwork and spreadsheets. Weary bankers are saddled with mind-numbing work, having to put up with obsolete systems that are people and paper centric.      Many of these defunct systems are doctored by temporary... read more

Can fintechs maintain their edge in an industry that won’t stop disrupting itself?

5th January 2018

Company: Oakam
The financial services industry has entered the Age of the Customer -- in this era, the singular goal is to delight. With offerings that are faster, better and cheaper, new fintech entrants have the edge over traditional institutions who struggle to keep pace with consumers’ rising expectations around service. Yet this is not the first or... read more

ING’s blockchain specialist outlines tech’s developments

3rd January 2018

Company: bobsguide
Senior Program Manager of Blockchain at ING, Mariana Gomez de la Villa, spoke to bobsguide about receiving a personal email from Vitalik Buterin in response to her team’s ZKRP contribution to the blockchain ecosystem.  How did you come to be the Senior Program Manager of blockchain at ING? I come from the payments world and never... read more

Protecting from Ponzi: Tips for detecting shady schemes

3rd January 2018

Since money has existed, there have been people devising ways to defraud others. A Ponzi scheme is one of the oldest forms of fraud, and continues to be rampantly active today. Built on a simple concept, Ponzi schemes are financial crimes that involve an unscrupulous person exploiting individuals by promising them a high return on their... read more

How the challenger bank landscape will change in 2018

2nd January 2018

Company: bobsguide
bobsguide sat down with Sarah Jackson, Director, Equiniti Credit Services to discuss what 2018 has in store for challenger banks. Does the term ‘challenger bank’ mean the same thing it did three years ago? The term has evolved. It used to mean any financial institution that wasn’t one of the high-street banks, but it... read more

Why digital transformation must be an organisation's top priority in 2018

2nd January 2018

What the heck is digital? In 2018 digital transformation will become the number one business priority. But what is it? I was actually asked this question on Bloomberg Radio earlier this year, when the host asked me, “what the heck is “digital”? Isn’t this the same as what organisations have already been doing? Well, the... read more

Everything you want to know about blockchain, AI in banking, and PSD2 | Fintech Recap 2017

29th December 2017

Company: bobsguide
Everything you want to know about blockchain but were too afraid to ask Blockchain has created a huge amount of buzz in the financial services industry since its official debut into the market in 2009. The question of when blockchain will go mainstream is yet to be answered, but there is constant speculation around the topic. However, the... read more

The most significant fintech acquisitions of the year | Fintech Recap 2017

28th December 2017

Company: bobsguide
JPMorgan Chase & Co. has announced its plan to acquire WePay JPMorgan Chase & Co. announced its plan to acquire WePay to make it easy for business app makers and independent software vendors (ISVs) to seamlessly integrate payments into the software commonly used by small businesses. Chase and WePay will ease payment friction for both... read more