Retail Banking Systems Insights
18th September 2018
The mantra of the European authorities when talking about the completion of the Banking Union is that there needs to be risk reduction in the banking sector before introducing further mechanisms of risk sharing. What form of risk sharing might this take and what are the risks that banks need to reduce?
Risk sharing according to the European... read more
17th September 2018
The costly card payment acceptance fee is among the most frequently cited complaints of small businesses across Europe.
Small merchants, a slave to ‘cash only’ and the swift departure of ‘card only’ customers from the shop, used to mean that commerce and transaction were lost for good.
But, it would seem the... read more
16th September 2018
Winning, or even succeeding, in today’s global market requires a new set of tactics. Manoeuvring through the rapidly changing landscape demands a wider and yet more detailed map. Gone are the days when providing a faster, better, cheaper solution is all it takes to stay ahead of the competition. Indeed, the only way for banks and financial... read more
13th September 2018
Legacy banks have traditionally held the position of power but, shackled by the constraints of their own legacy issues, their efforts to withstand the tremors of disruption are starting to fall short.
This shift in the financial landscape has given rise to a new breed of banking experience that answers the demands of savvy and time-poor... read more
12th September 2018
With revenues doubling and rapid expansion leading to an increase from 16 to 36 global business units, Dechra Pharmaceuticals faced a major challenge in managing its cash and treasury operations across the group. In this case study, Dechra’s group treasurer Steve Card explains how they met the challenge.
Dechra is an... read more
11th September 2018
The chief information officer role could not be more crucial than it is now. A role that simultaneously requires the robust upkeep of mission critical IT systems as well as constantly searching out the most innovative technology.
For John Mountain, CIO at challenger bank Starling, the way incumbent IT departments operate is vastly different to... read more
10th September 2018
With the potential to reach nearly another one billion people, instant payments are at the heart of a new global payments landscape. But what is driving interest, and can these new payments meet the immediate needs of today’s consumers, merchants and corporates?
Today, consumers expect and currently perceive instant or near real-time... read more
10th September 2018
It seems a long time ago that QR (Quick-Response) codes were introduced to the world, appearing on everything from boarding passes to business cards. But they might just be coming into their own as a pan-European mobile payment solution, in a big way.
In Asia’s emerging markets, consumer habit has largely been informed by the phenomenon of... read more
7th September 2018
The open banking world has been greeted with mixed reactions, with enthusiasts pointing to better improved customer propositions and sceptics concerned about security. But few could disagree that the new measures place the customer in a solid position of power. With the CMA ranking banks on the quality of their service and banks required to share... read more
5th September 2018
Across financial services artificial intelligence (AI) is no longer the stuff of the future. It has been embraced by banks supported by third party fintechs, providers, and technology departments within banks keen to use their own resources to drive their use of the robotic process automation (RPA) and machine learning (ML).
And while some... read more