Insights

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MiFID II countdown: FCA clarity is still needed before implementation

11th September 2017

Company: Citisoft
While relaxing on a sun lounger in the heat-haze of a distant shore, it is perhaps easy to forget that back in the UK, the Financial Conduct Authority (FCA) has recently published its final policy statement to assist with MiFID II (Markets in Financial Instruments Directive) implementation. Just as the holiday season was about to kick in may not... read more
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The insurtech trends making the greatest impact in 2017

11th September 2017

Company: bobsguide
A study of Google Trends will show you a huge spike in the mentions of ‘InsurTech’ since February 2016, and that’s because people and investors are beginning to take note of how state-of-the-art AI can enhance the insurance sphere and disrupt specific elements of the insurance value chain. Indeed, according to PwC’s... read more
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The rise of contactless payments in the UK

8th September 2017

Company: bobsguide
The Guardian recently reported that contactless payments have taken debit and credit card use in the UK to an all-time high. UK Finance stated that almost 1.4 billion card payments were made during June 2017. In 2016, there was a total of 164 million payments card, of which, 100 million were debit cards and 59 million credits card. Over the last... read more
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Editor's picks: Developments in instant payments

8th September 2017

Company: bobsguide
Are traditional hubs a good fit for instant payments? Aniruddha Maheshwari, Payments Consultant, Icon Solutions Any mention of payments and multiple schemes, and the gurus are quick to respond with an “industry leader payments hub” as your go-to solution. These hubs are ‘centralized payments platforms’ which provide a... read more
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Everything you need to know about omni-channel banking

7th September 2017

Company: bobsguide
Omni-channel banking must meet the ever more demanding space of digital consumer finance, but what is it? And how is it different from multi-channel banking?  What is multi-channel banking? For much of the digital financial services boom, multi-channel banking was the buzzword. It was the first foray into the digital space for... read more
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Viewing PSD2 as an opportunity and the benefits of open banking

7th September 2017

Company: bobsguide
Erik Zingmark - Co-Head of Transaction Banking, EVP, Nordea Let’s be completely open: Europe’s new Payment Services Directive (PSD2) will fundamentally change banking as we know it. Forever. It is not a fad. Life will be different in 2018 when banks are to allow approved third parties to offer services to their account holders.... read more
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The applicability of prepaid cards in Africa: A flexible tool for a diverse region

6th September 2017

Company: Compass Plus
Africa is an incredibly diverse continent in terms of economies, religions, politics, infrastructure, demographics and geographies, and to assume that a payment channel that works for one country will work across the board would be a very large mistake. MPesa is a fantastic example of this; while an unprecedented success in Kenya, similar efforts... read more
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In the age of customisation, why are banks still generalising?

6th September 2017

Company: FIS
Anthony Jabbour - Chief Operating Officer, Banking and Payments, FIS Know thy customer, as the old adage goes, is an imperative for legacy banks today. At a time when consumers have so much choice, traditional banks are struggling to engage customers with new offers - especially by mail. In fact, some banks have been doing it wrong... read more
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Leveraging data to streamline and optimise implementations

6th September 2017

You can’t manage that which you can’t measure is a business maxim that has only become more true as data has become increasingly available to track and benchmark business processes. While there has been a concerted effort throughout financial services to leverage operational metrics available through next-generation data management... read more
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Do cryptocurrencies have a role to play in the future of treasury management?

5th September 2017

Company: bobsguide
As one all-time high in its value rapidly succeeds another, bitcoin’s rise in value has been nothing short of meteoric this year.  On August 17, the digital currency charged past the $4,400 barrier, meaning that its total value went above that of payment giant PayPal. The currency is moving out of the realms of the dark web and... read more