How Nationwide is using fintech to tackle the first-time buyer housing crisis

10th July 2018

Company: bobsguide
Property and banking are intimately entwined, yet it is remarkable how little impact fintech has had on the property market - until now. With home ownership in England now at its lowest in 30 years and the average age of a first-time buyer now 32, it is no surprise that millennials have been dubbed ‘generation rent’; one third of... read more

CTO headache: choosing the right fintech solutions

10th July 2018

Company: bobsguide
Over the past few years, financial market participants have come to rely more and more on third party tech vendors for a list of reasons. From risk management to trading to treasury and compliance, few financial firms don’t find themselves reliant on the expertise of the fintech community. But while selecting, negotiating, and dealing with... read more

Mifid II call recording failure: problems of procurement?

9th July 2018

Company: bobsguide
Few anticipated Europe’s largest set of financial rules to be a walk in the park – even after the one-year delay that many had hoped would give market participants time to get their compliance requirements in order. Several months in, however, and many are still struggling: recent research by communications specialists TeleWare suggests... read more

The modern mainframe – a platform for the digital age?

9th July 2018

Company: Micro Focus
When we take money out of an ATM, open a new bank account, get a new car insurance quote online, or simply check our account balance on a mobile device, a mainframe somewhere is handling the request. Mainframes are the bedrock of the financial services industry. According to a study by BMC, over two-thirds of the mainframe community are now... read more

The evolution of treasury management in the fintech era

6th July 2018

Company: Login S.A.
The global rise in financial regulation and international expansion of financial operations are driving treasury departments in banks to remodel and integrate their activities. This shift is mostly affecting automation and straight-through-processing (STP) in front-to-back office operations, the tools to facilitate regulatory compliance and... read more

Firms call for better data

6th July 2018

In recent years, financial organisations have been attempting to pull more value from their data. Regulations – such as Mifid II – have provoked market participants to get a better handle on the information they store, but it doesn’t always come easily. bobsguide spoke with Tom Wieczorek, managing director, product management, and... read more

Why the utility model is “a necessary evolutionary step” | podcast

5th July 2018

Company: bobsguide
With tectonic shifts in the global banking industry, digital SMEs are demanding greater services from regional banks. The intertwined and mutually beneficial set of circumstances that the BASIC countries find themselves in has seen an economic boom with technology and a large consumer market available to facilitate tremendous company growth. ... read more

Modernizing ACH for a real-time world | webinar

5th July 2018

NACHA and FIS sat down with bobsguide to discuss the rising need to modernise the  Automated Clearing House (ACH) network in a webinar hosted on June 28. “In 2017, ACH processed more than $46.8 trillion from 21 billion electronic financial transactions, double the GDP of the US,” said Amy Morris, director at... read more

The innovation capacity scale

5th July 2018

Company: Citisoft
Let’s imagine a scale against which all asset management firms could evaluate their power to innovate. In my opinion I do not think most asset management firms would appreciate where they would be located on an ‘innovation capacity scale’. If they had more of an objective understanding of their own characteristics, it would make... read more

Interview: Ripple’s chief cryptographer on bitcoin and the company's changing strategy

4th July 2018

Company: bobsguide
San Francisco-based Ripple has had meteoric success, many would argue off the back of the crypto hype but few can deny the possibilities of what the company was bringing to market: Remittance and international settlement in seconds - not hours or days. It has the correspondent banking world looking on in interest. Directors and treasurers from... read more