Insights

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US, EU and UK losing innovation arms race

18th July 2018

Company: bobsguide
“The Innovation Arms Race analysis illustrates that the US, EU and UK need to be more focused and strategic in converting R&D dollars into impact and outcomes,” wrote Rosemarie Truman, CEO and founder of CAI, as the report was released. The report aims to provide clarity into the global innovation landscape, identifying how... read more
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Client service: where the rubber meets the road

18th July 2018

Company: FundCount
Client service is so integral to the DNA of some companies that they are renowned and revered for their service excellence. Online retailer Zappos, Nordstrom department store and sports outfitter REI come to mind, as does Rackspace, which has gone so far as to brand its “results-obsessed customer service” as Fanatical Support. Yet,... read more
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Mifid II compliance: firms have “taken their eye off the ball”

17th July 2018

Company: bobsguide
The second markets in financial instruments directive (Mifid II), which came into force on January 3, continues to put pressure on market participants. Clause 16.7 of the directive, which requires firms to record communications linked to a trade to be recorded and made accessible to regulators should they require it, has been particularly onus: a... read more
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Digital payments revolution creates buyer's market

17th July 2018

Company: bobsguide
The EU Payment Services Directive II (PSD2) took effect in January, starting a trend towards increased competition by opening up the payments market to a new wave of payment service providers (PSPs) and fintechs. To help navigate this evolving landscape bobsguide has compiled a list of the best mobile payment apps and digital payment services... read more
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Case study: SmartShoot’s financial transformation

16th July 2018

When organizations think of financial transformation, it often involves adding some automation tools or hiring staff. Very rarely does it involve completely reforming the company while also reshaping the economics of an entire industry. Yet this is the story of SmartShoot, a fast growing marketplace with a simple premise: enable the on-demand... read more
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New dog, old tricks: data management in the cloud

16th July 2018

Every cloud has a silver lining, at least that's what our elders drummed into us, an early example of expectation management and how to deal with life's challenges. Other teaching proxies included looking after the family dog, a somewhat more practical and physical learning experience, involving across the board responsibilities of duty of... read more
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The fintech budget 2018 | infographic

13th July 2018

Company: bobsguide
What is the tech budget for the world's fintech industry? Ever since finance and technology shook hands, entrepreneurs and innovators have spent the last two decades rapidly expanding the role of technology within finance and banking.  In recent years, that role has expanded no end, with collaboration between financial institutions and... read more
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AI has arrived - don’t leave data strategy behind

13th July 2018

Company: Finastra
Over the last century computers have sped up exponentially, according to Moore’s law, whilst their production costs have halved every 18 months. That pace is increasing even more with quantum computers that are already running at 50 qubits. By comparison, a 100 qubit computer could theoretically be more powerful than all the supercomputers in... read more
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Bank of England: "We don’t think crypto assets are money, or a particularly good store of value"

12th July 2018

Company: bobsguide
At London Fintech Week, Cordelia Kafetz, head of the Bank of England’s Fintech Hub made clear the central bank’s position on cryptocurrencies and fintech innovation. “We’ve been doing a lot of thinking on crypto assets,” said Kafetz, “back in 2014, we published some bulletins saying that crypto assets... read more
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Financial inclusion means more cash, not just technology

12th July 2018

Company: Travelex
According to the World Bank, access to the internet—and smartphones in particular—is having a measurable effect on financial inclusion. In 2011, just half of the adults in the world had access to a bank account or mobile money provider. That has since increased to 69%, with 1.2bn more people having opened a bank account. This 69%... read more