Global Payments & Transfers Insights


The final PSD2 RTS on SCA and CSC: What should we rethink?

19th December 2017

On November 27 the European Commission published the final version of the PSD2 RTS on SCA and CSC (Regulatory Technical Standard on Strong Customer Authentication and Common and Secure open standards of Communication), the most crucial element ASPSPs and fintechs. Now it is up to Parliament and the Council to accept or refuse it during three months... read more

Trends: Rich Data or only Data Rich? Have banks figured out Big Data? | Fintech Recap 2017

15th December 2017

Company: bobsguide
Over the last few decades, big banks have treated transactional data as any old tit and tat to be crammed and forgotten into the landing cupboard; they just didn’t know what to do with it. Now the fintechs are demanding access, not only to stack it neatly, but to find value there. Indeed, for years the big banks have been keeping the... read more

PSD2 and false declines: Turning a downward spiral on its head

15th December 2017

Company: Ethoca
What do card issuing banks and eCommerce merchants share in common? The ever-growing burden of card-not-present fraud. Both sides respond with sophisticated arsenals of multi-layered fraud tools that aim to reduce losses, prevent damage to the customer relationship and control operational expenses. However, when turning down transactions banks... read more

The top five trends you can expect to see in payments in 2018

14th December 2017

Company: Hyperwallet
This past year has seen a number of significant changes in the payments industry. From new transfer methods to the PSD2 push, the demand for faster, smarter, and safer transactions has reached a fever pitch. Still, 2017 seems almost like it was a primer, setting the stage for the game-changing payments progress promised in the coming year. Based... read more

How Canada is embracing real-time payments as a platform for future innovation

14th December 2017

Company: Icon Solutions
In the Canadian market, both consumers and banks have been early adopters when it comes to banking innovation, whether it is mobile, desktop or behind the scenes technology. Canadian consumers generally expect, and are accustomed to, a cashless payment experience -  either through mobile, online or card transactions. So, it comes as no... read more

Trends: Is the blockchain era finally here? | Fintech recap 2017

12th December 2017

Company: bobsguide
Whilst blockchain has been knocking on the mainstream’s door for some years, it was only arguably as recently as this Sunday that it was allowed a significant foot in. In from the cold and finally joining AI, Big Data and the Cloud around the fire, the announcement on Sunday that CBOE was now trading bitcoin futures suggests the... read more

The signs that point to volatile markets in December

12th December 2017

Company: EQ Global
Sterling has once again been trading in wide ranges against the Euro (High 1.1441 versus Low 1.1080) and USD (High 1.3400 versus Low 1.3034) since the beginning of Q4. The first UK interest rate rise in more than a decade was anticipated by markets and Sterling has been under pressure following mixed signals about the monetary policy outlook and... read more

MiFID II, PSD2, GDPR: 12 months of regulation reviewed | Fintech Recap 2017

11th December 2017

Company: bobsguide
Tech buzzwords such as AI and blockchain have certainly garnered plenty of attention in the past year, and quite rightly so. But no single trend, objective, or concern has piqued the interest of the bobsguide community more in 2017 than regulation compliance, particularly in relation to three of the most significant pieces of legislation to affect... read more

bobsguide's interviews of the year: Sophie Guibaud, VP Fidor Bank | Fintech Recap 2017

10th December 2017

Company: bobsguide
In our latest review of the past 12 months, we take another look at bobsguide's exclusive interview with Sophie Guibaud, VP of European Expansion at Fidor Bank. How did you get started in the fintech industry and what’s your role at Fidor Bank? I started my career in investment banking in New York before joining TIME Equity... read more

Real-Time Payments adoption in the US: Potential risk or benefit for US banks?

7th December 2017

Company: Icon Solutions
The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing for the clearance and settlement of funds between banks. The event is significant and will kick off several ‘early adopter’ RTP launches throughout Q1 2018, followed by a larger general industry adoption throughout... read more