Global Payments & Transfers Insights


Blockchain cross-border payments: the companies to watch for Q3 2018

7th August 2018

Company: bobsguide
This list is designed to highlight blockchain remittance, payment and settlement companies that are pioneering the use of distributed ledger technology (DLT) and blockchain. These companies recognise that for cryptocurrency to survive, the underlying technology must solve real world problems and frictions. A key space ripe for innovation, worth... read more

The buyer’s market: transaction management software solutions

6th August 2018

Company: bobsguide
Managing and monitoring transactions has always been crucial for any organisation, but with the slew of regulations to have reshaped markets over the past few years, the compliance requirements that have come with them have set the bar high in terms of administration and governance. From Mifid II to PSD2 and GDPR, the regulations have been felt... read more

Banking-as-a-Service to transform age-old model

3rd August 2018

Company: bobsguide
“The benefit of Banking-as-a-Service (BaaS) is that it lowers costs and lets the organization focus on what matters most: the customers,” says Sophie Guibaud in this fireside interview. Guibaud who heads Fidor Solutions in Europe gives bobsguide the ins and outs of BaaS as well as explaining the practicalities of a bank transitioning to... read more

Regulators struggle with crypto's decentralization

1st August 2018

Company: bobsguide
Cryptocurrencies still remain on the sidelines of mainstream financial markets, with question marks still being raised over their viability among major market participants.  “I’ve been a crypto fanatic ever since it came out, to be part of the ecosystem, not speculate,” Says Gurjeet Singh, CEO of Palo Alto-based... read more

Financial regulators embrace AI and machine learning

30th July 2018

Company: bobsguide
With increasing institutional use of Al and machine learning methods, more and more industry regulators are making use of such software to provide financial stability through services and systemic risk surveillance. Central to the UK Financial Conduct Authority’s (FCA) agenda is their intent to develop “both their technology side... read more

New: The Fintalk Podcast

27th July 2018

Company: bobsguide
During the morning commute, while jogging or on a long road trip, listen to the financial industry leaders of the day on the bobsguide Fintalk podcast. The Fintalk podcast covers everything fintech and bankingtech related, from asset management and risk to data infrastructure, core banking and payments. The Fintalk podcast will also sort the... read more

Netflixification: the rise of millennial pay-by-finance

26th July 2018

Company: bobsguide
In the shadow of the credit crunch, Generation Millennial - born 1980-1995 - learned a valuable lesson, according to Christer Holloman, CEO of retail finance fintech, Divido. The retail finance industry, now standing at half a trillion dollars, has traditionally been dominated by a minority of large incumbents Hitachi Capital and Barclays,... read more

“Pay-Later” Option Provides Opportunities

25th July 2018

Company: bobsguide
The digital market in the Asia-Pacific region is growing at a remarkable rate. Several factors play into this, particularly a growing middle-class population throughout the region and widespread smartphone and internet penetration. In total, the value of the Asia-Pacific eCommerce market will grow from £1.05 trillion GBP in 2017, to more... read more

Casinos - don’t gamble with your AML program

23rd July 2018

Casinos and other gaming establishments from across the globe are increasingly facing the consequences of failing to comply with anti-money laundering (AML) regulations and to maintain effective compliance programs. In British Columbia, Canada, River Rock Casino’s business practices—including accepting C$13.5m in cash in only one month,... read more

Challengers get competitive over zero fees

20th July 2018

Company: bobsguide
Competition has ramped up around ‘banking abroad’ with retail banks - challenger and legacy - vying for the shoparound holidaymaker, most open to trialling new and different financial services for their holidays if it saves them from those hidden fees. For years, the lack of collaborative infrastructure or competition in the area... read more