Global Payments & Transfers Insights

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PSD2 and false declines: Turning a downward spiral on its head

15th December 2017

Company: Ethoca
What do card issuing banks and eCommerce merchants share in common? The ever-growing burden of card-not-present fraud. Both sides respond with sophisticated arsenals of multi-layered fraud tools that aim to reduce losses, prevent damage to the customer relationship and control operational expenses. However, when turning down transactions banks... read more
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The top five trends you can expect to see in payments in 2018

14th December 2017

Company: Hyperwallet
This past year has seen a number of significant changes in the payments industry. From new transfer methods to the PSD2 push, the demand for faster, smarter, and safer transactions has reached a fever pitch. Still, 2017 seems almost like it was a primer, setting the stage for the game-changing payments progress promised in the coming year. Based... read more
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How Canada is embracing real-time payments as a platform for future innovation

14th December 2017

Company: Icon Solutions
In the Canadian market, both consumers and banks have been early adopters when it comes to banking innovation, whether it is mobile, desktop or behind the scenes technology. Canadian consumers generally expect, and are accustomed to, a cashless payment experience -  either through mobile, online or card transactions. So, it comes as no... read more
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Trends: Is the blockchain era finally here? | Fintech recap 2017

12th December 2017

Company: bobsguide
Whilst blockchain has been knocking on the mainstream’s door for some years, it was only arguably as recently as this Sunday that it was allowed a significant foot in. In from the cold and finally joining AI, Big Data and the Cloud around the fire, the announcement on Sunday that CBOE was now trading bitcoin futures suggests the... read more
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The signs that point to volatile markets in December

12th December 2017

Company: EQ Global
Sterling has once again been trading in wide ranges against the Euro (High 1.1441 versus Low 1.1080) and USD (High 1.3400 versus Low 1.3034) since the beginning of Q4. The first UK interest rate rise in more than a decade was anticipated by markets and Sterling has been under pressure following mixed signals about the monetary policy outlook and... read more
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MiFID II, PSD2, GDPR: 12 months of regulation reviewed | Fintech Recap 2017

11th December 2017

Company: bobsguide
Tech buzzwords such as AI and blockchain have certainly garnered plenty of attention in the past year, and quite rightly so. But no single trend, objective, or concern has piqued the interest of the bobsguide community more in 2017 than regulation compliance, particularly in relation to three of the most significant pieces of legislation to affect... read more
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bobsguide's interviews of the year: Sophie Guibaud, VP Fidor Bank | Fintech Recap 2017

10th December 2017

Company: bobsguide
In our latest review of the past 12 months, we take another look at bobsguide's exclusive interview with Sophie Guibaud, VP of European Expansion at Fidor Bank. How did you get started in the fintech industry and what’s your role at Fidor Bank? I started my career in investment banking in New York before joining TIME Equity... read more
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Real-Time Payments adoption in the US: Potential risk or benefit for US banks?

7th December 2017

Company: Icon Solutions
The Clearing House’s (TCH) central processing scheme in the US has recently started Real Time Payments (RTP) testing for the clearance and settlement of funds between banks. The event is significant and will kick off several ‘early adopter’ RTP launches throughout Q1 2018, followed by a larger general industry adoption throughout... read more
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Influencer Interview: Spiros Margaris reflects on the past 12 months | Fintech Recap 2017

6th December 2017

Company: bobsguide
A year after Spiros Margaris last spoke to bobsguide, we invited him back to see whether his predictions for 2017 had come true. We also talked about whether ageism is an issue in fintech and what exactly is needed to make a successful startup, as well as which ingredients make the best technologies. You’ve been named fintech’s... read more
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Five (more) UK startups to watch: Were we right? | Fintech Recap 2017

5th December 2017

Company: bobsguide
This article looks back on an article we did in February which predicted the top 10 UK fintechs to watch for 2017. Were we right? How have those fintechs performed and what has 2017 done for them? What we thought then: The fintech industry has seen tremendous growth in last decade. The sector now supports over 61,000 jobs and turns over... read more