Global Payments & Transfers Insights

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How Currencies Direct uses Ripple to navigate the FX market

2nd July 2018

Company: bobsguide
Earlier this month Currencies Direct announced the “resounding success” of using xRapid (commonly known as XRP) to make near immediate payments, serving as a proof of concept that spells greater collaboration between the international money transfer company and Ripple, as Ripple expands its use case to navigating the FX market. It... read more
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When can we expect PCI for Open Banking?

29th June 2018

Company: SmartDebit
Open Banking is now here in the UK, although not yet completely supported by all high-street banks. As new companies and services are created, we will soon be able to do ever more with our bank details, from account aggregation apps to creating new kinds of payment rules. Not only does this mean a change in what can be done directly from our... read more
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Chinese cross-border fintechs "racing to build networks"

28th June 2018

Company: bobsguide
As Trump threatens a trade war with Beijing, companies around the world are all the more concerned with how they get money in and out of China. “There’s that joke that Americans owe the Chinese lots of money,” says Raymond Qu, CEO of Chinese cross border payments company Geoswift, “but I like to combine that with the... read more
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Is disintermediation coming? A video case study into the emerging utility model

21st June 2018

Company: bobsguide
Regulation, compliance and legacy systems have, for so long, been the stumbling blocks for financial institutions to capitalise on the new digital age where there are few barriers to international trade. Cross border payments, clearly essential when trading internationally, go to the heart of the conundrum currently facing tier two and three... read more
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What’s holding UK and EU payments back?

19th June 2018

Company: Viva Wallet
Despite Brexit uncertainty, the average UK SME made international payments of £48,000 in Q1 of 2018, up 5% year on year and the second highest amount recorded in over two years. It would seem that efficient payments in a range of different currencies are more crucial than ever, and UK businesses need to keep up. Complex, fragmented... read more
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The future of e-wallets, US vs. EU paytech and how to regulate crypto

11th June 2018

Company: bobsguide
At Money20/20, bobsguide and PaymentEye caught up with Transact Payments (TPL) and GATE about their new partnership, the future of e-wallets, the interplay between US and EU paytech and the growing role of crypto in the payments space. Listen below or here.   read more
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Monese CEO: fintech must serve post-Brexit banking community

6th June 2018

Company: bobsguide
“I’m not a big fan of Brexit,” says Norris Koppel, CEO of Monese, on the sidelines of Money 20/20, in Amsterdam. “It flies in the face of financial inclusion. That’s why we hired the Brexit bus as a bit of a tongue-in-cheek mockery.” The former Leave bus, repurposed for financial inclusion. Instead... read more
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Commerce changes – and with it, POS expectations

30th May 2018

Company: Kalixa
Blink and you could miss it. Commerce is undergoing a massive transformation and becoming a hot-bed of rapid revolution. It’s where you see some of the most exciting new ideas come to fruition and incumbent providers failing to innovate being replaced by players embracing new technologies. The movement is driven by changing consumer... read more
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When worlds collide: ISO 20022 meets JSON

29th May 2018

In recent years we have seen the rapid progress of two independent developments in the payments space, namely the transition to the ISO 20022 standard and the rise of API-based interfacing. Now we see these two streams beginning to merge. The transition to ISO 20022 has largely been driven by the modernisation projects of major payment... read more
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Half of companies within two years of real-time payments adoption

15th May 2018

Company: bobsguide
A recent poll taken at the bobsguide Fintalk webinar, ‘Real-Time Payments: the growth opportunities and challenges’ revealed that 56% of the webinar audience would adopt real-time payments within two years. Interestingly, a further 36% were undecided on adoption highlighting how pressing the conversation around real-time payments... read more